1622 Main Street,
Do you have employer stock from Walmart, Procter & Gamble, Costco or another company that you were employed with? Are you planning on retiring or separating from your company soon? A special tax break exists for distributions of company stock from company-sponsored retirement plans. NUA (Net Unrealized Appreciation) planning can help maximize the difference between the original cost basis and the current market value of shares of your employer stock.
We understand that small business owners and medical professionals have unique needs such as tax and investment planning, and so we have the experience and expertise to help meet those needs.
We know what it's like to have financial challenges – but more importantly, we also know how to overcome them.
There For You in Times of Loss
You don’t need to go about it alone. We can help divorcees, widows, and widowers transition to the next stages of their lives.
We frequently say that our firm is “weird”, and we wear that badge proudly. To us, this perfectly describes our approach to our partnerships with our clients – we will not engage in investments for clients if they still have outstanding debt outside of a mortgage. Don’t worry – this doesn’t mean we turn away clients who have debt--We pair them with a financial coach to help them create a budget to alleviate their debt.
We encourage our clients not to invest until they’ve cleared all consumer debt.
Why do we do this? Studies have shown that strategies to build wealth are more successful if the investor was able to get rid of their debt before going into the market – and we practice what we preach. Our founder Jamie had challenges with debt in the past. He appeared on “The Ramsey Show” in 2021, telling his story about his struggle and the journey he took to pick himself up and become debt-free. You can hear his emphatic “Debt-Free Scream”!
We teach people the truth about money. We will guide them on building wealth in the most tax-efficient way. We want to see everyone win in life, so we work hard to give people solutions that are tailored to suit them.
Learn about how our core values guide us to serve others better.
Just beginning your investment journey? Want to take the guesswork out of investing? Still want a live person when you need advice? Then Crossroad Financial's Guided Wealth Advising, using GWP, could be right for you!
"The investor of today does not profit from yesterday's growth."
- Warren Buffet
Connecting with you is the first step we take towards identifying and pursuing your dreams.
Get to know the team of experienced and talented professionals who are hard-at-work for you at Crossroads Financial.
Explore our full range of social security, tax, retirement, and investment services and solutions.